Should you get better car insurance coverage when purchasing a home?

Should you get better car insurance coverage when purchasing a home?

I am currently house shopping and my boss mentioned increasing my car insurance coverage to cover the price of my house in case I get into an accident where the damages are higher than my coverage. Could I be sued for my house if I cause an expensive accident and my insurance doesn't cover it or all of it? Should my car insurance be raised to 150k, and how much can I expect that to cost? I live in California and the legal minimum is 15/30(which is what I currently have), I told my agent I would like to pay no more than 160k for the house, though I was approved for more.. I drive an rsx, it's paid for, and drive roughly 22k miles a year.

 

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My husband and I found one extremely cheap, and I desperately need a car. Our worry is the monthly insurance rate. Would the age make it cheaper, or is it so old that it would begin to go back up?

 

 

Should I pay or have insurance pay?

I read ended this girls car, and she got an estimate and it's roughly 868 dollars. If I payed for this, is it something that works out for me in the long run, or will it be better for insurance to pay for it. I'm 19, so I know insurance rates are already high, should I just pay for it? Thank you!

 

 

Any suggestions for a first car that's affordable and safe for a 16 year old?

I'm 16 years old and much in need of a car... as you can imagine money is sort of an issue. I need a car around or under $3,000 that works and will get me from place to place. A car that looks decent is a plus too. If anyone has an idea of how much insurance would cost monthly for a car around that price with a student grade discount also, please tell me. Any ideas on a car or a way to save up some more money so i can get something above 3,000? Don't be smart @sses and tell me to get a job because I'm really busy with school and sports...thanks

 

 

How do I find the cheapest car insurance?

My rates always go up even tho my wife and myself have clean driving records, we drive a 2012 Chevy Traverse and an old 1998 Dodge Ram, how can I find more affordable insurance rates? Thanks!

 

 

Teen and Parent car insurance?

Im 19 year old female learning to drive, i want to drive my dads car so i can get more practice. People keep telling me different prices so how much would this cost roughly to be added to my dads insurance?

 

 

In need of a good dental insurance plan in South Florida.

I desperately need braces but I can't afford them, neither can my parents. I have two teeth that I call my shark teeth because they grew in back of my normal line of teeth. One on the top, and one on the bottom. So it bothers the hell out of my tongue and I can't stand it anymore. I'm always getting those annoying sore taste buds, like one would get if they bite their tongue, on my tongue because one of my shark teeth is my fang so it hurts like hell. I need to fix my teeth but I'll need a good dental insurance plan that covers a big percentage of the cost of my braces. And it cant be just a dental discount plan, those on average only discount 25% and I need more than that. I'm 17, I live with my parents and they'll be paying for it, but it will only be a single plan, not a family plan. I live in South Florida. So if anyone can give me the name of a great insurance plan, then you'll be a miracle worker. Thank you.

 

 

Cheap Driving Insurance - Can anyone get me a better deal??

ok my mother (48 been driving for around 23 years 8 years no claims) is the owner/driver i am a named driver (21 with 6 points) been driving under 1 year because i got license revoked and had to resit my tests The Car is a fiat brava 1.4 red 5 door 5 seats worth about 1000GBP cheapest quote i can get is with the AA 600 comprehensive is there anyone who can get it any cheaper???

 

 

Diminished Value - Dealing with Car Insurance?

I was in an accident where someone side swiped me ($5.5k worth of damage). Their insurance company paid and I just got my car back (2007 Lexus IS 250 - 29k miles). I had just purchased the car 4 weeks prior to the accident from CarMax for $27k. Out of curiosity I went back to see what CarMax would give me and they offered $18k. The car is now only 7 weeks old in my name and 3 weeks of it was in the repair shop! Does anyone have experience with dealing with car insurance companies and diminished value? I live in NC and know that it is one of the states that has diminished value. I want to recoup as much of the difference as possible and since the car is so new (to me), I am willing to get rid of it to show the loss so I don't deal with this years from now. Any advice is appreciated.

 

 

Health Insurance for a newly married healthy couple ?

Amongst the following companies which offers Good and Hassle free Health Insurance for a newly married healthy couple sum assured around 5 lakhs per annum. Apollo DKV Bajaj Allianz Cholamandalam HDFC Ergo ICICI Lambord Iffco-Tokio National Insurance New India Insurance Oriental Insurance Reliance Health Royal Sundaram Star Health Tata AIG United India Insurance. Reply with confidance with suitable reason why you suggest this company. Reply immediately.

 

 

BMW 318i 53 reg, insurance new driver?

Parents may be buyign a new car, how much would it cost to insure a new driver on a bmw 318i 53 reg, about 30000 miles. Insurance would probably be on parents policy, 30+ years no claims, safe driving etc.

 

 

How much should I be looking for to pay for car insurance?

Its a 98 ford escort with 127,000 miles and it has a salvage title

 

 

Who pays the car insurance?

The registered owner or the title owner me??

 

 

Rough estimate of my car insurance cost?

24 year old male, no accidents/tickets, 2010 bmw 3-series or 2010 audi A4 With that in mind, what's a rough estimate of what the car insurance would cost?

 

 

Insurance question for sport bike?

Ok so I drive already and im going to be 18 very soon. I'm thinking about getting a sport-bike for college mainly because they have very good mpg and are fairly cheap.Once i get my m1 licence im thinking on getting a kawasaki ninja 250 or a suzuki gsxr 600. How much would insurance cost extra on the gixxer than for the ninja, thanks !!!

 

 

Insurance on a 1979 Dodge Challenger?

I know I've asked this before but this time I'm just being a little more specific. I'm looking for how much insurance would be on a 1979 Dodge Challenger. I live in Ontario Canada near Toronto. I am a male and single. School and work are within 15 Kilometres of my house. I will be 18 when I get the car, I will be the principal driver on this car and there are 3 other drivers in my house. My driving record is clean, no accidents or tickets.

 

 

How much info does a car insurance company really need to file a successful claim against me?

I bumped into this lady because she actually did a full stop on a green light while getting out of a shopping center. She said it was o.k and that nothing happened and was apologetic saying that a car ran in front of her and that is why she did a dead stop in middle of intersection on a green light. She got my license number but did not call police, did not take pictures and did not get my insurance policy number. Just my name, insurance company I'm with and also drivers license number. She said it was o.k and my info just in case. Thing is when I got back from vacation I got a letter from my insurance saying she put in a claim against when nothing even happened to both of our cars. My question is what can I do? I don't want to pay deductible when it was HER fault. Nothing even really happened. She's pulling insurance fraud......and it really makes me mad that she put in a claim. I did not give her my insurance policy number guess she must of called around the biggest names and got my info somehow. It was her fault but since she did a dead stop in intersection on a green light..... i bumped into her.........but since i bumped into her is this automatically my fault? Or can I get her for pulling a dead stop on a green light? What to do? Deny the whole thing?

 

 

I am looking for a srs surgeon who accepts insurance?

my employer now pays for surgery but i cant fing a surgeon who accepts insurance. any ideas?

 

 

First time Car Owner Getting Insurance?

So I live in Massachusetts, going to school in Utah this summer. I'm not under parents policy, and have to start my own policy. The thing is that I found a good deal but it's in Arizona. With a Mass driver's license, Can I buy a Utah insurance to cover the AZ registered car, before I got it registered in Utah? See I have 2 twists here, Mass resident wanna drive a AZ registered car in Utah. of course I will have to change the title/ registration under my name, but I'm asking how should I cover insurance before the car gets completely legit in Utah. Hope you can understand my problem. PS: I know I don't have to convert to a Utah License, but I can if it's absolutely necessary.

 

 

Where can I find cheap auto insurance?

I have a spotless driving record and pay my premiums on time every month. I signed up for AMICA insurance a few years ago because they only cared about your driving record so my premiums were low. Two years later they decide to do a credit check on all of their customers and they saw I have a wage earner. Regardless of my spotless driving record and my dependability on making all of my premiums on time they upped my premiums substantially because of bad credit. Its not fair. When I signed up they did not do credit checks and went solely on your record. Where can I find an insurance that charges you fair premiums based on safe driving record?

 

 

Is there a grace period on car insurance coverage after a cancellation for California with Mercury insurance?

Had coverage with Mercury insurance. Expired 12/05/07, but renewed it on 12/07/07. During the on day lapse was hit by an uninsured vehicle and now Mercury insurance states there is no grace period, so I wanted to know if there is a California law that states other wise?

 

 

Need help with health/dental insurance!?

I have been on my dads insurance that is provided for by his job. I was married last year and my husband was AGR so we received TRICARE. He has since finished active duty and we are no longer insured. My dad never took me off his insurance (mainly bc he forgot) but can I still use it?? My main concern is that it would be under my maiden name. We will be enrolling in another form of TRICARE but I will not be able to use it until after the first of March. I am in a lot of pain with my wisdom teeth and need them out desperately. I am not aware of the laws and regulations for this matter and would never want to do something illegal or fraudulent. Thanks!

 

 

Will Photo enforced tickets raise insurance rates?

How can this raise rates to specific drivers if more than one person operates that vehicle? Not fair to raise the rates of the person whom the car is registered to because they may not have been the driver.

 

 

What would be the best option of the mortgage or life insurance in case of serious illness? ?

Also if two people are on the mortgage do they both need separate insurance or one will cover them both?

 

 

Whoever is on insurance card for car insurance is covered right?

The car insurance company is suppost to print new policy paper if someone has been taken off the policy right?

 

 

Can i get Money back from my car insurance company?

I paid my 1 year car insurance, my insurance started in january, im planning to sell my car in august. can i get any money back from my insurer? I am 23 and Paid around 1200 Thanks

 

Should you get better car insurance coverage when purchasing a home?

I am currently house shopping and my boss mentioned increasing my car insurance coverage to cover the price of my house in case I get into an accident where the damages are higher than my coverage. Could I be sued for my house if I cause an expensive accident and my insurance doesn't cover it or all of it? Should my car insurance be raised to 150k, and how much can I expect that to cost? I live in California and the legal minimum is 15/30(which is what I currently have), I told my agent I would like to pay no more than 160k for the house, though I was approved for more.. I drive an rsx, it's paid for, and drive roughly 22k miles a year.

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